Question 1

Do you offer home visits in Hornsea?

Accepted Answer

Yes. Home visits across Hornsea and the surrounding area are free of charge — there is no extra travel fee. Many clients prefer to talk through their trust at their own kitchen table, and we are happy to come to you, including in the evening if that is easier.

Question 2

Do I need to travel to an office to sort my trusts in Hornsea?

Accepted Answer

No. We work by phone, email, video call and home visit, so you can arrange your trusts from home in Hornsea without travelling anywhere. You deal directly with Aaron throughout — not a call centre — and every fee is fixed and agreed before any work begins.

Question 3

Can a Trust protect my home from care fees?

Accepted Answer

In some cases, yes. A Property Protection Trust built into your Wills can help protect a share of the family home so that, if one partner later needs residential care, that share is not automatically counted towards care-fee assessments. It has to be set up properly and for the right reasons — if it looks like a deliberate attempt to avoid care fees you would otherwise have to pay, the local authority can challenge it. We advise honestly on what genuinely works in your circumstances.

Question 4

What types of Trust are there?

Accepted Answer

The ones we most commonly advise on are Property Protection Trusts (usually within Wills), Discretionary Trusts (which give trustees flexibility over who benefits and when), Bare Trusts, and Family Investment Companies for larger estates. Each does a different job — protecting a vulnerable beneficiary, sheltering assets, or managing Inheritance Tax — and we recommend the structure that actually fits, not a one-size-fits-all package.

Question 5

Will a Trust reduce Inheritance Tax?

Accepted Answer

It can, depending on your circumstances, but Trusts are not a simple tax loophole and they carry their own rules and charges. Used correctly — often alongside lifetime gifting and the available allowances — a Trust can form part of a sensible Inheritance Tax plan. As STEP-qualified practitioners we model the actual effect for your estate rather than making blanket promises.

Question 6

Do I actually need a Trust?

Accepted Answer

Often, no — and we will tell you so. Trusts add cost and administration, and for many families a well-drafted Will does everything that is needed. A Trust earns its place when there is a specific job to do: protecting a share of the home, providing for a disabled or vulnerable beneficiary, shielding an inheritance from divorce or creditors, or managing a larger estate. We give you a straight answer either way.

Question 7

Who manages the Trust once it is set up?

Accepted Answer

The trustees you appoint manage the Trust — they hold and look after the assets for the people who benefit from it. They can be family members, professionals, or a mix of both. There are real legal duties involved, so we make sure your trustees understand their responsibilities, and we can act as or alongside your trustees and handle the ongoing compliance if you would prefer professional support.

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